Submitted by Brad
“Anything can change in a heartbeat,” this is a truism known to us all. However, none of us ever think that we will be the ones affected by sudden change. We seem to think that we will see change coming; when in reality, most of us are blindsided by change and often inadequately prepared. No one can predict what their futures have in store for them. In life we are only able to hope for the best and prepare for the worst.